Residential Lenders

Ralph Graceffa
Senior Loan Officer
Residential Mortgage Services, Inc.
NMLS# 282783
207-808-4160 X20160

Bryan M. Smith
Branch Manager / Loan Consultant
Caliber Home Loans
NMLS # 857068
(207) 400-7295

Amy Torrey
AVP, Mortgage Loan Officer
Androscoggin Bank
NMLS #1240368

Heather Rose
Acadia Lending Group, LLC
NMLS #63271

Rudy Ferrante
Senior Loan Officer
Residential Mortgage Services, Inc.
NMLS #366272
207-808-4200 x 20200

Lisa Mallock
Vice President, Senior Mortgage Specialist
Machias Savings Bank
NMLS #583384
1-800-339-3347, Ext 2265

Irene M. Oldfield
VP/Mortgage Development Officer 
Bangor Savings Bank
NMLS # 612438

Candice C. Rinaldi
Vice President of Retail Lending
Bath Savings Bank
NMLS #458721


Commercial Lenders

Wesley M. Stevens
Vice President, Senior Relationship Manager
Bangor Savings Bank
NMLS #638282


This is a list of area professionals that the agents, customers, and clients at Gray Fox Real Estate have had good experiences hiring in the past. It is strongly encouraged that you always obtain at least three quotes from service professionals before hiring anyone. Gray Fox Real Estate and its agents cannot guarantee or warranty any work performed by the people on this list, or that you will be completely satisfied. Of course, we hope that you are! Also, please know that we do not receive any compensation of any kind from any of the people on this list. Our goal in providing this list and making it public is to assist our clients in obtaining the services that they need in a timely manner, and with little hassle.